diff --git a/providers/sftp/src/airflow/providers/sftp/hooks/sftp.py b/providers/sftp/src/airflow/providers/sftp/hooks/sftp.py
index bab90ca031d40..627077320a12f 100644
--- a/providers/sftp/src/airflow/providers/sftp/hooks/sftp.py
+++ b/providers/sftp/src/airflow/providers/sftp/hooks/sftp.py
@@ -21,6 +21,7 @@
 
 import asyncio
 import concurrent.futures
+import copy
 import datetime
 import functools
 import inspect
@@ -207,6 +208,25 @@ def get_conn_count(self) -> int:
         """Get the number of open connections."""
         return self._conn_count
 
+    def _make_worker_hook(self) -> SFTPHook:
+        """
+        Return a hook for one concurrent transfer worker.
+
+        Rebuilding the worker from ``ssh_conn_id`` would drop everything the caller passed to the
+        constructor (``remote_host``, port, credentials, proxy, host key settings), so a worker
+        could connect to a different host than the one the directory was listed on. A copy keeps
+        those settings; only the connection state is reset, so each worker opens its own
+        connection and proxy.
+        """
+        worker = copy.copy(self)
+        worker.conn = None
+        worker.client = None
+        worker._ssh_conn = None
+        worker._sftp_conn = None
+        worker._conn_count = 0
+        worker.__dict__.pop("host_proxy", None)
+        return worker
+
     @handle_connection_management
     def describe_directory(self, path: str) -> dict[str, dict[str, str | int | None]]:
         """
@@ -478,7 +498,7 @@ def retrieve_file_chunk(
         remote_file_chunks = [remote_file_paths[i::workers] for i in range(workers)]
         local_file_chunks = [new_local_file_paths[i::workers] for i in range(workers)]
         self.log.info("Opening %s new SFTP connections", workers)
-        conns = [SFTPHook(ssh_conn_id=self.ssh_conn_id).get_conn() for _ in range(workers)]
+        conns = [self._make_worker_hook().get_conn() for _ in range(workers)]
         try:
             self.log.info("Retrieving files concurrently with %s threads", workers)
             with concurrent.futures.ThreadPoolExecutor(max_workers=workers) as executor:
@@ -571,7 +591,7 @@ def store_file_chunk(
         remote_file_chunks = [new_remote_file_paths[i::workers] for i in range(workers)]
         local_file_chunks = [local_file_paths[i::workers] for i in range(workers)]
         self.log.info("Opening %s new SFTP connections", workers)
-        conns = [SFTPHook(ssh_conn_id=self.ssh_conn_id).get_conn() for _ in range(workers)]
+        conns = [self._make_worker_hook().get_conn() for _ in range(workers)]
         try:
             self.log.info("Storing files concurrently with %s threads", workers)
             with concurrent.futures.ThreadPoolExecutor(max_workers=workers) as executor:
diff --git a/providers/sftp/tests/unit/sftp/hooks/test_sftp.py b/providers/sftp/tests/unit/sftp/hooks/test_sftp.py
index cf074a4a30c12..49635e96cde7c 100644
--- a/providers/sftp/tests/unit/sftp/hooks/test_sftp.py
+++ b/providers/sftp/tests/unit/sftp/hooks/test_sftp.py
@@ -352,6 +352,55 @@ def test_get_mod_time(self):
         )
         assert len(output) == 14
 
+    @patch("airflow.providers.sftp.hooks.sftp.SFTPHook.get_connection")
+    def test_make_worker_hook_keeps_effective_settings(self, get_connection):
+        get_connection.return_value = Connection(
+            login="conn-user", host="conn-host", port=22, extra=json.dumps({"no_host_key_check": "false"})
+        )
+        hook = SFTPHook(
+            remote_host="explicit-host", username="explicit-user", port=2222, host_proxy_cmd="nc %h %p"
+        )
+        hook.client = MagicMock(spec=SSHClient)
+        hook.conn = MagicMock(spec=SFTPClient)
+
+        worker = hook._make_worker_hook()
+
+        assert worker is not hook
+        assert (worker.remote_host, worker.username, worker.port, worker.host_proxy_cmd) == (
+            "explicit-host",
+            "explicit-user",
+            2222,
+            "nc %h %p",
+        )
+        assert worker.no_host_key_check is False
+        assert worker.client is None
+        assert worker.conn is None
+        assert worker.get_conn_count() == 0
+
+    @pytest.mark.parametrize("direction", ["retrieve", "store"])
+    @patch.object(SFTPHook, "_make_worker_hook", autospec=True)
+    @patch("airflow.providers.sftp.hooks.sftp.SFTPHook.get_connection")
+    def test_concurrent_transfers_use_worker_hooks(
+        self, get_connection, mock_make_worker_hook, direction, tmp_path
+    ):
+        get_connection.return_value = Connection(login="login", host="host")
+        hook = SFTPHook(remote_host="explicit-host")
+        local_dir = tmp_path / "local"
+        with (
+            patch.object(SFTPHook, "get_managed_conn", autospec=True),
+            patch.object(SFTPHook, "get_tree_map", autospec=True, return_value=(["/remote/a.txt"], [], [])),
+            patch.object(SFTPHook, "path_exists", autospec=True, return_value=False),
+            patch.object(SFTPHook, "create_directory", autospec=True),
+        ):
+            if direction == "retrieve":
+                hook.retrieve_directory_concurrently("/remote", str(local_dir), workers=2)
+            else:
+                local_dir.mkdir()
+                (local_dir / "a.txt").write_text("a")
+                hook.store_directory_concurrently("/remote", str(local_dir), workers=2)
+
+        assert mock_make_worker_hook.call_args_list == [call(hook), call(hook)]
+
     @patch("airflow.providers.sftp.hooks.sftp.SFTPHook.get_connection")
     def test_no_host_key_check_default(self, get_connection):
         connection = Connection(login="login", host="host")